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How to Know You've Turned the Corner

October 23rd, 2012 at 05:31 am

How to know that you've turned the corner on your debt:

1. You look forward to the end of the pay period because you'll get to pay more toward a debt so it will be gone that much faster.

2. You see someone drinking a Starbucks Veinte and think, "How can someone spend over $7 on a cup of coffee?"

3. The phrase "Ramen noodles" no longer brings up memories of your college dormitory.

4. Any animal product for less than $1.00 per pound becomes part of your gym routine as you lift it into your cart.

5. The new car smell now makes you wonder the length of the loan and how high the payments are.

6. You use the past tense as you talk about money problems.

7. You save up for Christmas rather than dread paying for it over New Years.

8. Your kids stop complaining when you say "No," because they realize it won't get them the candy, toy, or new video game.

9. Your kid points out something on sale at the grocery store instead of complaining in the first place.

10. You read this list and say, "He forgot one."

8 Responses to “How to Know You've Turned the Corner”

  1. laura Says:


    Good list! I'll add one more:

    11) It will be nice when we're able to do "x" because we're actively saving for it versus We'll never ever be able to do that! (i.e. saving for a trip to Disney!)

  2. texasdisneygirl Says:

    Good ones!

  3. Caoineag Says:

    Number 10 was awesome. I was literally doing that when I was reading this.

    12) You debate which form of savings (EF, Roth, 401k, etc) to use to store the extra money since you always have a positive cashflow.

  4. twest Says:

    Love it!

    How about 13)You kid is saving for a truck at age 6.

    LOL Mine is doing this now.

  5. Blessed Says:

    Good list! I shall never ever get the Starbucks craze. I have a coworker on all kinds of assistance. Every days I see her she walks in with Starbucks and a pack of brand name smokes. It seriously baffles me.

  6. Thrifty Ray Says:

    Instead of getting statements showing interest paid, you get statement showing interest earned Big Grin

  7. FrugalTexan75 Says:

    You don't have to juggle payments with paychecks.

  8. Jerry Says:

    I think that #7 is a great one. Not only does it lead to a less stressful holiday, but it offers some insurance of financial sanity when everyone around is ruining the coming year's budget like crazy! Wonderful list. Smile Jerry

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