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Updates, Not All Financial

October 29th, 2013 at 09:17 am

I guess I've waited long enough to post again here.

My mother and father are doing as well as can be expected. My father had a simple heart procedure - pretty much an external one-time pacemaker-level shock - to quiet his atrial fibrillation. Everything is now hunky dory, there. He also had a stress test and pretty much passed with flying colors. He has the heart of a thirty year old. Not bad for a 78 year old, I'd say.

On the not-so-good side, my mom's dementia is progressing. She's also been diagnosed with mild osteoporosis. My younger brother (divorced and kids are grown) moved in with them to help them out. My dad is in great shape, but he is still 78 years old. Getting old really stinks. Baby brother is now job hunting in the Richmond, VA area. I don't know the job market there, but he's always managed to do well. I'm just glad there's someone younger around in case my folks need the help.

MIL is now in a convalescent home recovering from her surgery. She's not extremely healthy, but they're very optimistic that they got all the cancer. They're still putting her through a round of treatment (I think radiation), but I think that's more precautionary more than anything else. She is slated to be back in her house before Thanksgiving.

My knee MRI results are "bad, but not bad enough for surgery." They didn't add, "So deal with it," but it almost sounded like they said it, to my ear.

On the financial front, DW has finished installing the new french doors. I really like them, and they came in a few thousand dollars under budget, but still a few thousand more than I wanted to pay. I will admit that the installers did a better and much quicker job of it than I could have done. I know they're better than the old doors, because when DW and I were on Facetime, she opened the new door, I immediately heard the train whistle from about ten blocks away. With the old doors, I'd have heard the train before she opened the door. DW also says they seal better than the old doors. Maybe this will get our utility bills under $100 per month. That's a milestone I wouldn't mind hitting. The bills were originally in the $400 per month range when I first started energy upgrades.

The painters have also finished repainting inside and out. When they started, I felt this wasn't really necessary, but they found some water damage, which was repaired relatively early. If they had not found that damage, I'm sure I would have had a much larger bill to fix the additional damage whenever the damage would have been later found. So, although I didn't want the house repainted, it was a good thing DW had it done, after all.

Debt repayment is progressing apace. The doors are two payments away from complete. We put them on a 0% card just for the convenience factor. We could wait longer to pay them off, but I'm just as glad that they'll be paid off before January. I hate credit card balances. DW's car payoff is going OK. Still a ton owed, but with a 1.19% interest rate, I'd rather leave my money in the mutual funds than pull it out for the car. We'll just cash-flow the payments. It should be paid off in less than two years, and maybe sooner.

I sent the "contract" about the Bank of Mom & Pop loan to DD2 and SIL2. I told them that there was no need for a signature - it's not like we'll sue them if they don't repay it - but I wanted to make sure everyone was aware of the terms. I included a "late payment" penalty of 1% per month after 90 days, but I set back the "first payment" date to January of 2014. They were happy with the terms (0% interest and about a ten year term), which is not surprising.

About my bonus... I'm quite upset. They still haven't paid me for my April bonus. They have reasons, but those reasons are now sounding like excuses to me. Things go more slowly over here, but we are beyond a reasonable delay, in my mind. I plan to speak to our CFO tomorrow to sort this out once and for all.

I will be traveling back to the US over the Thanksgiving holidays. I hope to see my folks and all of my brothers. All four of us children are planning to be there, but I haven't got the details of their planned visits. Time is growing short, so I need to get on the stick about this. It has been over 25 years since all four of us got together at the same time. Two of us live in Texas, though I reside in Dubai. One lives in the DC area. My folks are just outside Richmond, VA. Baby brother just moved in with my folks from Kansas. Maybe his move means we'll all get together more often, but probably not. We keep in touch by phone and such, but to actually get all of us in the same city has just not happened much. It is mostly my fault, as I've lived in Europe and the Middle East for much of my life, and traveled frequently for my entire adult life, rarely visiting when I'm not on the road.

DW and I slowed our mutual fund purchases to cover the water damage repairs. It turns out we pretty much skipped October, but we'll make it up in December, or when I get my bonus. I could pay off DW's car with the bonus, but it's ear-marked for retirement instead. That's part of the "great car compromise" DW and I made. DW's early move back to the US is having more of a financial impact than I would have liked. She has held off on buying new furniture, at least, other than the beds and other assorted items. Only one room really needs new stuff, but of course it's the living room. That's better than another Tempurpedic mattress, anyway.

7 Responses to “Updates, Not All Financial”

  1. creditcardfree Says:
    1383047808

    Sounds like everyone is doing as well as expected. Sorry you weren't a candidate for the knee surgery. I hope you do get to meet up with all your siblings, it will be wonderful to get together after so much time.

  2. momcents Says:
    1383050414


    I hope that your Thanksgiving makes many happy memories for the future. Looks like things are stable, and that is good. Glad that the house is coming together, and maybe with less damage financially than originally thought.

  3. Wino Says:
    1383052397

    "...maybe with less damage financially than originally thought."

    Less than I thought when the water damage was first found, but more than I thought when Darling Wife put forth the plans. Over all, close enough to the original (outrageous) budget that I can't complain.

    Can you guess which of us is the nerd and which the free spirit?

  4. SecretarySaving Says:
    1383144559

    Glad you posted an update.

  5. LuckyRobin Says:
    1383172062

    On the knee, is it bad enough they will let you get physical therapy to strengthen the muscles around it? That may be very helpful in making the ailment easier to live with until it does need surgery.

  6. scfr Says:
    1383505376

    I don't know if your wife would consider used furniture for the living room or if she has people nearby who could help with loading & hauling, but neighborhood "swap" groups on Facebook are growing in popularity, where people sell things that they no longer want or need. I joined my community's swap group about a month ago and have seen several very nice, some high-end, sofas for sale.

  7. Wino Says:
    1383707800

    She wants a TV. She bought a used couch already. The leg is strong, it is all of the ligaments, tendons, bursa, etc., that have problems. The outside of the knee is the only point that does not have observable trauma. I am able to walk OK, now, with minimal pain, but occasionally, there is a stress in the wrong direction accompanied by a shooting pain. I think I'm just going to have to live with it as it heals from the latest shock (which came from I-know-not-where).

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